TEPPCO Logo
The Endowment Policy Purchasing Company
top bar
ABOUT US BUY A POLICY SELL A POLICY DOWNLOADS CONTACT US FAQ
Divisions Divisions Investor Relations Investor Relations Press About Us

What are Traded Endowment Policies? (TEPs)
How are policies valued?
What are the advantages?
What can I expect at maturity?
The Teppco Gearing Facility
Tax and Legal issues

What are the advantages of buying a sterling TEP?

CapitalProtection


Your original capital is fully protected when the total of Basic Sum Assured plus Current Attaching Bonuses ("Locked-In Value") exceeds the total of Sales Price plus Future Premiums (Total Cost). This can be seen clearly in the sample portfolio below.

Company Years
to
Maturity		 Basic
Sum
Assured		 Current
Attaching
Bonuses		 Locked
in
Value		 PricePaid Future
Premiums		 Total
Cost
Friends Provident 10 8,428 4,577 13,005 8,459 3,552 12,011
General Accident 10 10,419 2,830 13,249 6,826 7,340 14,166
Norwich Union 10 8,600 5,732 14,332 10,839 3,494 14,333
Pearl Insurance 9 5,520 2,707 8,227 5,425 2,802 8,227
Royal Life 8 5,792 3,607 9,399 6,488 2,912 9,299
Total   38,759 19,453 58,212 38,037 20,099 58,136
figures quoted at December 2002

Strong Growth Potential


With profit funds have traditionally been able to smooth out the peaks and troughs of investment markets and are considered to be at the conservative/low risk end of the risk and reward spectrum. Buying a Traded Endowment Policy mid-way through it's term offers the investor an opportunity to invest in a with profit fund with strong growth potential without any of the usual up-front costs.

 

 
The Endowment Policy Purchasing Company Limited (TEPPCo)
Registered Office: Booterstown Hall, Booterstown Co. Dublinl, Booterstown, Co.Dublin
Tel: +353(0)12752900 | Fax: +353(0)12752901 | Email: teppco@securemail.ie
TEPPCo is regulated by the Financial Regulator. Registered in the Republic of Ireland No.233771.
TEPPCo is a division of IFG Group Plc